Most black cards don’t have a preset credit limit. Large purchases are approved on a case-by-case basis. What Is the Point of a Black Card? The point of a black card is to be a status symbol and ...

Michelle Lambright Black, Founder of CreditWriter.com and ... model considers two details from your credit report—your credit card limit and balance. It’s the numbers on your credit report ...

Basically, treat your credit card like a debit card. With a black card, you can lock in hotel elite status at four major hotel chains: Marriott, Hilton, Intercontinental Hotels Group, and Relais ...