It's important for entrepreneurs to set clear, actionable annual business goals to ensure that their businesses thrive.

Goals and dreams have crucial differences ... FYI: Some entrepreneurs may question whether a business plan is even needed. Past research has shown that only one-third of entrepreneurs spend ...

NEXT shares 11 financial planning tasks for small business owners to help them get the most out of the next calendar year.

Opinions expressed by Forbes Contributors are their own. Melissa Houston covers financial issues that affect women in business. Creating a business plan is a critical first step for any entrepreneur.

One of her goals is to increase sales to large ministries ... You can adapt this plan as your business grows and your marketing programs evolve. You'll find it's a simple tool you can't afford ...

Melissa Houston covers financial issues that affect women in business. No financial goals mean no plan for investing in your future. You may fail to take advantage of wealth building opportunities.