Commissions do not affect our editors' opinions or evaluations. There are several reasons to increase your credit limit. Traveling, car repairs or major life events can all increase your need for ...

Credit card spending in India reached ₹1.84 lakh crore in January 2025. Effective management, education on credit, and ...

Credit card management should not be a challenging task. The good news? Mobile banking apps have made it quite easy for every ...

Spiralling debts, fuelled by pressure from social media, saw Alyce Hanman plunged into debt - as a new report reveals that ...

Generally experts suggest using only 10-15% of your credit limit for optimal financial health. This is extremely important because, when your credit utilisation ratio is in check it reflects that ...

Credit utilisation ratio: A major driver Utilisation ratio is one of the most critical factors in calculating your credit score. It is even more important if you are a new credit card user.For ...

Reaching your credit card limit isn’t just a short-term inconvenience ... taking immediate action can help you regain control. The key is to prioritize repayment, minimize interest, and ...

And if you fall behind on your credit card payments (whether you exceed your credit limit or not), that debt ... but it's easy for your debt to grow out of control, potentially beyond your ability ...

but if you need a high line of credit, you’ll need to choose your card strategically. Business cards without a preset limit can also be a smart play—especially if you only occasionally need a ...

For example, you can make biweekly payments or ask for a credit limit increase ... your credit utilization low shows that you're in control of your spending habits. To find out what your credit ...

California lawmakers are proposing legislation that would exempt taxes and tips from credit card transaction fees, the latest ...