For cards like Visa, RuPay, MasterCard and Discover, you will find a 3 digit CVV number. However, a number of international credit cards use a 4 digit CVV number placed on the card's front surface.

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The CVV is a bit more difficult ... They said that Visa is “committed to keeping fraud at low levels, and works closely with card issuers and acquirers to make it very difficult to obtain ...

card holder’s name and the CVV number. It must be noted that while the transactions that are routed through Indian payment gateways require a second layer of authentication in the form of OTPs ...

All banks require customers to set up Visa Secure, MasterCard Identity Check, Amex SafeKey & Co. So why don't merchants ...