Credit scores from the two main credit scoring models, VantageScore and FICO, range from 300 to 850. A good FICO credit score is 670 or more, while a good VantageScore credit score starts at 661.

A credit score of 700 is considered good, but it isn't the best. You need to boost your score to get prime borrowing rates and terms. Raising your credit score takes time, patience and sound ...