The main difference between a high-yield CD and regular CDs is high-yield CDs offer better interest rates. High-yield CDs may also require a larger opening deposit and may have fewer term options ...

Right now, America First Credit Union, Connexus Credit Union and Suncoast Credit Union feature rates as high as 5.25% APY. Is an IRA CD a Good Idea? An IRA CD can be a good idea if the market is ...

Each weekday, we review account rates to make sure we have the most up-to-date APYs. Lock in high CD rates now. With the Fed lowering rates in 2024 and further cuts expected, CD rates will ...

But with a no-penalty CD, you won't have to pay an early withdrawal penalty. The best no-penalty CDs will offer rates slightly higher than the best high-yield savings accounts, and can offer a ...

Still, with the Fed lowering short-term borrowing costs by a percentage point at the end of 2024, it can make sense to tie up a relatively high long-term yield while you still can. CD rates are ...

You can lock in today's high ... one-year CD yields have surpassed five-year yields consistently since October 2022. The phenomenon is called the inverted yield curve. "This means rates are ...

and other perks or benefits you may receive when opening or maintaining a high-yield savings account. Although we strive to maintain up-to-date information, savings interest rates and incentives ...

However, this option may not be as widely offered and they may offer lower interest rates compared to traditional CDs. Similar to choosing a high-yield savings account, picking the right CD will ...

Savings rates continue to decline ... 180 days of interest on a 24-month CD. Generally, the longer the term, the higher the penalty fee. Like a high-yield savings account, CDs are insured up ...

Bankrate reports that top high-yield savings account rates for March 2025 are between 4.28% and 4.75%. And if you shop around, you may find an account that offers an even higher rate than that.

In other words, savings and CD rates aren't likely to fall (or rise ... but some of the best high-yield savings accounts pay over 4%. Take a good look at the terms and conditions of your bank ...