Your LTV also determines whether you'll need to pay for private mortgage insurance (PMI) and can influence your interest rate. How to calculate loan-to-value ratio LTV ratio is a number that ...
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Everything you need to know about PMI and how to get rid of it Fact checked by Betsy Petrick If you're current on your loan ...
If you are refinancing your mortgage, you may have to pay PMI. If your loan-to-value (LTV) ratio is more than 80%, a conventional lender may require PMI. Lenders consider a loan with a higher LTV ...
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