A low-down-payment mortgage can put you on the fast track to homeownership if you lack the funds to make a bigger payment, and there are several options available.

With interest rates for fixed rate mortgages in the high sixes, buyers wonder whether an adjustable rate may be better.

These are today's mortgage and refinance rates. Mortgage rates may not fall much this year unless inflation shows further signs of slowing.

You can also refinance to swap an adjustable-rate mortgage for a fixed ... on how we made our selections.) Best mortgage refinance lenders Best for low rates: Better Best for online tools ...

An adjustable-rate mortgage, or ARM, is a home loan with an interest rate that can change over time. In most cases, ARM lenders provide a comparatively low fixed interest rate during an ...

Here's what you should know about how adjustable-rate mortgages work ... "Take advantage of low rates during the initial period, then refinance at a favorable time to either lock in a lower ...

Being able to lock in a low interest rate for 30 years—but still have the option to refinance ... according to research by Freddie Mac. Can You Refinance an Adjustable-Rate Mortgage? It’s possible to ...

These are today's mortgage and refinance rates. Rates are holding steady, so small ticks up or down shouldn't have a ...

Wednesday, pushing the average to a two-week high. Rates moved higher for almost every other loan type as well.

home equity financing and adjustable-rate mortgages. At its January 2025 meeting, the Federal Reserve opted to hold its target interest rate steady, leaving the low end of the range at 4.25%.