The stock market has been in the news lately for all the wrong reasons. Global uncertainty surrounding U.S. trade policy, and geopolitical tensions have put a damper on markets all year.

One of the most persistent myths about investing is that it requires a significant amount of money to get started. This misconception often deters beginners from exploring the world of investments.

Rookies might put too much money in one asset class such as cryptocurrency ... They don't realize that markets will have dry spells and that some volatility is inherent in the investing process.