Health plans limit physical or occupational therapy sessions to as few as 20 a year, no matter the patient's infirmities.

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she recalled. "They said, no, they can't override the hard limit for the plan." A typical physical therapy session for a privately insured patient to improve daily functioning costs $192 on ...

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A new Blue Cross Blue Shield of Michigan policy that starts April 1 is expected to result in an average 17% reimbursement cut for physical therapy.