If your goal is pure investment with flexibility and higher returns, mutual fund SIPs could be a better choice.

According to AMFI data, February 2025 witnessed 54.7 lakh SIPs being discontinued, while only 44.56 lakh new SIPs were ...

In the case of a unit-linked insurance plan (ULIP), the return profile could be like a mutual fund. However, you would get the advantage of a tax-free return if the annual premium were up to ₹2. ...