That’s the question. Peer-to-peer lending and authorised user status Another option to establish credit with alternative financial products is peer-to-peer lending. Taking a loan from P2P sites ...

By becoming an authorized user, you’re able to piggyback off of the primary account holder’s credit, which can help you establish your own credit history. Keep in mind, you’ll want to make ...

On a fundamental level it is important to maintain a healthy credit utilisation ratio. Here are 5 easy ways through which you can establish a credit profile and a good credit score without a ...

Building credit is a key step toward financial health and independence. Get started as an authorized user, try a rent reporting service or apply for a credit-builder loan. Many, or all ...

There is also another way of building creditworthiness even when you don’t own a credit card. You can obtain a small loan ...

But if you think that co-signing a lease or loan is the only way to help your children establish credit, you'll be happy to learn that there are other, better ways to get involved. When you co ...

But there are also several alternative ways to build credit than just ... at 18 allows you to get a jump-start on building credit so you can establish a good credit history sooner rather than ...