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Exclusive credit cards are often associated with wealth and privilege. In fact, owning one of the most exclusive cards in the world isn’t just about having the bank account to back it up.

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As a result, some credit unions offer better credit cards than you might find at a bank, depending on what you're looking for. To get a credit card from a credit union, you must be a member.

Many beginners give up on using credit card rewards to pay for travel because it seems too complicated. That's where an option like the Bank of America Travel Rewards credit card comes into play. It ...

Don’t use the card for any other purchases. Then, set up automatic credit card payments through your bank account so that the card is paid in full shortly after the recurring charge hits your account.