That makes them great savings tools for people who don’t need to access their funds right away. These are the best banks for certificate-of-deposit customers. All offer above-average CD yields and ...

The best IRA CD rates offer guaranteed returns, making them an attractive option for savers who want a low-risk and steady way to grow their savings. If you’re looking for the best IRA CD rates ...

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Ariana Arghandewal is a travel rewards expert and founder of Pointchaser.com, an award-winning blog. She has over a decade of experience writing about personal finance and travel rewards.

Mandy is a personal finance contributor to Newsweek’s personal finance team. She started out as a licensed insurance agent in 2005 and began her freelance writing career in 2018. Mandy uses her ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

CD terms can range from around one to three months to 10 years. But often, short-term CDs are the best way to get a top rate today. But the overall economic environment has made it so short-term ...

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In contrast, when you withdraw early from a regular CD, you pay at least several months’ of interest earned. Here’s a look at some of the best no-penalty CD rates. APY research methodology ...

We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what ...