Certificates of deposits, or CDs, are another savings option. If you’re looking into CDs, the best 3-month CD rates today range from 4% to 5%, depending on the institution. Here are our top picks.

Once you have an idea of where the market is headed, you can choose the best ... term CD instead, as this will lock in the currently offered high rates — no matter where market rates head ...

head of personal deposits at U.S. Bank. "Implementing multiple CD ladders over time is the best way to maintain exposure to various term points on the yield curve to mitigate the risk of ...