or home equity loan, then your LTV is once again important. These lenders will look at your combined loan-to-value ratio, or CLTV, which includes both your primary mortgage and any additional ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Home equity is an effective way for homeowners ... creditworthiness and the Prime Rate (currently 7.50%). The max loan-to-value (LTV) is 80%, but you can only withdraw up to 75% if you want ...

then a home equity loan might be a good option. Forbes Advisor compiled a list of the best home equity loan lenders based on their starting interest rate, average closing time and other factors ...

Make sure you have enough equity. Lenders have restrictions on how much you can borrow. Your combined loan-to-value ratio (LTV) — your primary home and your home equity loan — can’t be more ...

Start comparing your home equity loan and HELOC rate offers here to learn more. A difference of 50 basis points is significant on paper and arguably more so when making monthly repayments ...

including with a home equity loan, HELOC or cash-out refinance. It can be easier to qualify for a loan on a paid-off house, but you face the risk of losing your home if you can’t repay it.

Current home equity loan rates are a little bit lower than current HELOC rates. If you're looking to fund a home improvement project or repair, a home equity loan can be an affordable way to do so.

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held ...

Newly released FHFA data on outstanding residential mortgages tells a strong story on the financial strength of American ...