Dollar-cost averaging is a strategy that lets ... This also helps you lower your tax bill on non-retirement investment income, since you’d pay favorable long-term capital gains tax rates.

In the brokerage account keep a large sum invested in a Treasury bill exchange-traded fund ... the checking account can draw on a margin loan from the brokerage account. But it’s up to you ...

The advantage of a zero-based budget is that it accounts for every dollar, ensuring you make the absolute most of your earnings. The main drawback is that it's time-consuming. Tracking each ...