Building a CD ladder involves using CDs with various maturities to meet your income needs with potential returns. CD accounts are easy to open at banks, credit unions and brokerage firms.

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With a CD ladder, you'll open multiple CDs of different terms. For example, you can open a 1-year CD, 2-year, and 3-year CD at all once, and split your money between these three CDs. One of the ...

This is where a CD ladder shines — a practical strategy that ... for ease or across multiple banks to maximize your earnings. Open your CDs and invest your money. Keep track of each CD’s ...

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