Securing lower interest rates isn’t just about luck—it’s about strategy. Your Loan-to-Value (LTV) ratio plays a powerful role ...

Your combined loan-to-value ratio measures the amount you owe on all home loans against the value of your house. Learn how ...

When it comes to mortgage loans, the loan-to-value (LTV) ratio is one of the most important numbers. This ratio gives both the borrower and lender a picture of how much of the property’s value ...

When it comes to commercial real estate, the loan-to-value (LTV) ratio is one of the most important factors that both borrowers and lenders consider. LTV plays a big role in determining how much you ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Refinancing is the process of replacing an existing mortgage or loan with a new one, typically used to get a better interest rate or more favorable terms. Equity is the difference between your home''s ...

For example, if you purchase a property for £200,000 and you have a £20,000 deposit, your loan-to-value ratio would be 90%. You will often hear people say that you are better to have a bigger deposit.