There's no credit check, no interest and no minimum required security deposit. The card lets you allocate money toward your credit limit; you can spend only as much as you put aside. The card is ...

The card's rewards structure isn't the easiest to remember. But its useful bonus categories, flexible rewards and outstanding welcome offer make it a top contender among cash-back cards.

Save on SwissGear, Travelpro and more — you can even snag a 4-piece set with durable hardside bags for just $110 (60% off).