Unsecured loans are debt products that do not require collateral but may come with higher interest rates and stricter credit requirements. There are various unsecured loans, including personal ...

An unsecured personal loan, sometimes called a signature loan, doesn’t require collateral to get approved. Qualifying is based on your credit score, income and outstanding debt load. You’ll ...

Try Smaller Loan Amounts First If this is your first loan, or you’re applying without a salary slip, it helps to start small. Instead of going for Rs. 1 lakh right away, try something like Rs ...

Since the loan is unsecured, your signature is all that is needed to get the money — no collateral is required. For HELOC loans, Prosper offers flexible access to your money and monthly ...

Because they're tied to your home, home equity loans have lower rates than unsecured types of debt, like a personal loan or credit card. You may also be able to borrow more, depending on how much ...

CNBC Select set out to find what lenders are best for private student loan funding. Our top picks offer some of the lowest and most competitive refinancing rates available, as well as perks like ...

Kiah Treece is a small business owner and personal finance expert with experience in loans, business and personal finance, insurance and real estate. Her focus is on demystifying debt to help ...

But that doesn't mean they're free money. Personal loan APRs average 12.17%, according to the Fed's most recent data. Meanwhile, the average credit card interest rate is around 21.19%.