Unsecured loans are debt products that do not require collateral but may come with higher interest rates and stricter credit requirements. There are various unsecured loans, including personal ...

With secured loans, lenders can simply repossess the asset tied to the loan if you quit paying. Unsecured debt, however, creates a more complex situation when the payments stop. Understanding what ...

An unsecured personal loan, sometimes called a signature loan, doesn’t require collateral to get approved. Qualifying is based on your credit score, income and outstanding debt load. You’ll ...

Try Smaller Loan Amounts First If this is your first loan, or you’re applying without a salary slip, it helps to start small. Instead of going for Rs. 1 lakh right away, try something like Rs ...

When shopping for a personal loan, you'll find two main types: secured and unsecured. Secured loans are backed by collateral, such as a house or a car, that the lender can take if you don't pay.

India Ratings and Research (Ind-Ra) has stated that the unsecured loan space will be under stress in the first half of the current financial year (H1FY26). In addition, the report noted that ...

86,00,000/- on account of unexplained cash credits u/s. 68 holding that it is not mandatory for the appellant to justify the source of the source for the year under consideration and has not ...

Since the loan is unsecured, your signature is all that is needed to get the money — no collateral is required. For HELOC loans, Prosper offers flexible access to your money and monthly ...