Your credit report may seem a bit intimidating considering it feels like it's baring so much of your credit history and activity. But knowing what's in your credit report can also help you spot ...

Why is my credit score important? Your credit report matters because it’s your credit history — your track record with handling borrowed money. The data in your credit reports is used to ...

Although bankruptcy can be a helpful tool for getting your finances back on track, there are long term effects to your credit ...

Lenders look closely at your credit report when determining whether you ... such as debt and payment history, to predict your ability to repay money lent to you. If you have a less than stellar ...

Your credit history, meanwhile ... To qualify for a FICO Score, you’ll need an account on your credit report that’s been open for at least six months plus an account that’s reported activity ...

Build your credit profile by applying for a secured credit card backed by a FD to build your credit profile. Use it for small ...

Once you have your credit report ... by building a positive payment history. A secured credit card requires a one-time security deposit upon approval, but it's refundable following responsible ...