Covered California is a free service from the state of California that connects Californians with brand-name health insurance under the Patient Protection and Affordable Care Act. It’s the only place where you can get financial help when you buy health insurance from well …

Use the Shop & Compare tool to find the best Health Insurance Plan for you. Compare brand-name Health Insurance plans side-by-side and find out if you qualify for financial help to pay for your health coverage.

Covered California Health Plans . Our health plans come in four metal tiers. They have different costs for premiums and services — but the same great benefits.

All health insurance plans must provide a comprehensive package of items and services, known as essential health benefits. Ambulatory patient services. Emergency services. Hospitalization. Maternity and newborn care. Mental health and substance use disorder services, including behavioral health treatment. Prescription drugs.

Apply online, in person or by phone for health insurance through Covered California or Medi-Cal.

Covered California is a free service that connects Californians with brand-name health insurance under the Patient Protection and Affordable Care Act. It’s the only place where you can get financial help when you buy health insurance from well-known companies.

Go to the doctor or take medication regularly? A Silver plan could be your best option. You might even qualify for an Enhanced Silver plan with zero deductibles and lower costs when you see your doctor.

If you qualify for Covered California, you must choose a health plan and pay your first bill to complete your enrollment with Covered California. You may also be interested in getting dental insurance for the adults in your household through an optional family dental plan (children’s dental coverage is already included in your health insurance).

To evaluate the plans available to you, familiarize yourself with the four metal tiers. Understand the plan and network types (HMO, PPO and EPO) before making your choice. From the Shop and Compare Tool, you can also find a list of doctors included in a plan’s network.

The vast majority of Californians have access to plans from at least three different companies through Covered California. Each plan offers products in multiple metal tiers (or coverage levels), which vary whether you want to pay more for your monthly premium and less when you use care, or pay less for your premium and more when you use care.