Section 609 refers to a section of the Fair Credit Reporting Act (FCRA) that addresses your rights to request copies of your own credit reports and associated information that appears on your credit reports. Section 609, oddly enough, doesn't have anything to … 展开

There are better ways to dispute your credit reports than buying dispute letter templates, and the process is actually very easy. First, get copies of your credit reports so you can review them for errors. You have the right to a free copy of your credit reports once every … 展开

If you're looking for dispute letter templates, there's likely a reason. Normally consumers send dispute letters to the main credit reporting agencies (Experian, TransUnion … 展开

After you've filed your dispute, you can sit back and give the process a few weeks to run its course. And a final bit of good news: You can leave your credit card in your wallet because this … 展开